Use Cases

1. Conservative Yield Generation

Scenario

Risk-averse users want steady returns without volatile DeFi exposure.

StoneYield Solution

Deposit USDC to mint soul-bound sUSDC
Earn sustainable yield via Venus lending rails
~93% of APY flows to holders
No IL and minimized strategy complexity
Soul-bound layer blocks flash-loan abuse

Benefits

Predictable, transparent returns
Battle-tested yield source
Enhanced security through non-transferability
Emergency withdrawal mechanisms

2. Liquidity Via STUSD

Scenario

Desks holding sUSDC need portable liquidity for trading, LP, or settlement.

StoneYield Solution

Wrap sUSDC into STUSD at a 1:1 ratio using the StoneYield wrapper
Deploy STUSD across DEX pairs, lending markets, or automation rails
Unwrap STUSD back to sUSDC when the liquidity assignment is complete
Monitor wrapper dashboards for proof-of-collateral and available capacity

Benefits

Seamless bridge between protected yield and liquid capital
STUSD retains full ERC20 compatibility
Capital efficiency without compromising the hedge
Transparent telemetry for every minted STUSD

3. Institutional Token Vesting

Scenario

Teams and investors require programmable token vesting schedules with built-in security.

StoneYield Solution

Use wrapWithLock() function for time-locked STUSD
Set custom unlock schedules per recipient
Lock enforcement at contract level
Yield continues accruing during vesting

Benefits

Automated vesting without custom contracts
Yields accrue during lock period
On-chain verification and transparency
Prevents premature token liquidation

4. DeFi Yield Stacking

Scenario

Advanced users want to maximize returns by combining multiple yield sources.

StoneYield Solution

Deposit USDC to earn Venus yields via sUSDC (base layer)
Wrap a portion into STUSD for LP incentives or lending rewards
Stack yield streams: Venus APY + trading fees + partner emissions
Unwrap to sUSDC without unwinding the hedge core

Benefits

Multiple yield streams available
Flexible liquidity routing
Additional DEX or lending incentives
STUSD offers ERC20 compatibility while sUSDC stays protected

5. Collateralized Lending

Scenario

Participants want to use stablecoin holdings as collateral without selling.

StoneYield Solution

Hold STUSD and post it as collateral in lending protocols that support ERC20 stablecoins
Borrow additional capital without closing the core sUSDC position
Maintain hedged exposure while unlocking working capital
Use StoneYield monitoring tools to track wrapper health

Benefits

Leverage stablecoin position
Access capital without liquidating
ERC20 compatibility via STUSD
Active secondary markets provide exit liquidity

6. Protocol Treasury Management

Scenario

DAOs and protocols need secure, yield-generating reserves management.

StoneYield Solution

Allocate treasury USDC to StoneYield
Earn sustainable yields through Venus integration
Multisig control over deposits and withdrawals
Special address designation for operational flexibility

Benefits

Secure yield generation for idle capital
Transparent on-chain tracking
Integration with existing multisig infrastructure
Emergency controls for risk management

7. Market Making and Trading

Scenario

Sophisticated traders provide liquidity and trade STUSD pairs.

StoneYield Solution

Trade STUSD pairs on DEXs (PancakeSwap, etc.)
Provide STUSD/USDC liquidity for trading fee income
Capture arbitrage opportunities across venues
Support on-chain liquidity that backs institutional flows

Benefits

Active trading markets for STUSD
Earn yield from liquidity provision
Standard ERC20 interface simplifies tooling
Liquidity depth supports institutional onboarding

8. Cross-Protocol Yield Strategies

Scenario

Yield aggregators want to integrate StoneYield into complex strategies.

StoneYield Solution

Integrate STUSD into automated yield strategies
Rebalance between protocols as rates change
Tap secondary markets for instant liquidity
Standard ERC20 interface simplifies integration

Benefits

Plug into existing DeFi infrastructure
Add stable component to strategies
Reduce overall portfolio volatility
Diversify yield sources

Summary

StoneYield’s dual-token design covers conservative treasuries through to advanced DeFi stacks. Teams choose when capital remains in the soul-bound sUSDC layer or circulates as STUSD — staying provably hedged end to end.